My first time to be on a semi-independent style of traveling with four pals. What this means is lots of savings and flexibility to tailor my needs that suits my preferences. I booked all our airfares, hotel accomodations, excursions/activities, train itineraries, and of course, the most important is my travel insurance which I purchase from this great company known as "World Nomads." I've been with them since 2008. What appealed to me is their very reasonable rate and wide coverage. My countdown is 38 days from the time I started this journal.